Another place where people tend to waste a great deal of money is in the area of Gourmet Coffee. The average American spends between 8 and 9 dollars each time they go to the Coffee Shop. With caffeine fiends filling up an average of 46 times a year, It adds up to over 300 dollars a year spent on coffee. For daily drinkers the bill can add up to thousands.
This daily habit can be sated and a fraction of the cost by brewing coffee at home. The average cup of coffee brewed at home costs pennies.
Not only are they bad for your health, but they are also a cancer on your pocketbook.
Americans spend approximately 80 billion on cigarettes each year according to the U.S. Centers for Disease Control and Prevention.
Some financial analysts say their average client spends 70 dollars a week or 280 dollars a month on cigarettes. One client quit when an analyst told him he could save 320 a month (including savings on his health insurance). He used the savings to buy a new car.
If you simply cannot ditch the habit, there are cheaper alternatives such as buying in bulk.
I gave up cigarettes (except when I drink) but I just couldn't give up coffee. With no home to brew it at I've discovered instant at $10 for 7oz. Not as good a deal as the real thing, but very worth it and a major money savor.
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